Will return renewed Liquidity Support Loan Fund for SMEsIt was injected with the amount of PLN 1.2 billion. Micro, small and medium enterprises can apply for the loan. The money will make it possible to finance expenses related to maintaining current operations of a company, help to ensure financial liquidity and return to the path of development. The Ministry of Funds and Regional Policy, in cooperation with Bank Gospodarstwa Krajowego, determined the conditions under which companies will receive the money.
The main advantage of the loan is its combination with a subsidy that covers the entire interest cost. In practice, the entrepreneur repays only the capital installments. There is no need to apply for an interest subsidy. You receive it the moment you sign the loan agreement. The repayment period lasts up to 6 years, and the grace period in repayment lasts up to 6 months.
The loans can be used to cover current financial needs, such as payment of salaries of employees, repayment of short-term liabilities (invoices from suppliers of products or external services), as well as optionally, for investment expenses.
The source of The loans are funded through the EU's REACT-EU (Recovery Assistance for Cohesion and the Territories of Europe) programme. for Cohesion and the Territories of Europe). Its main aim is to support health care, employment and small and medium-sized enterprises, while at the same time the ecological and digital transition.
Commission The European Commission divided the support into two tranches. From the first tranche Poland received additionally about 7.4 billion PLN. The second tranche will be received in October 2021. The Commission will divide the money on the basis of current socio-economic indicators.